Malta Private Hospital Plan

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Private Hospital Plan

The Bupa Malta Private Hospital plan enables you to access private medical treatment in Malta, covering your hospital treatment costs for surgery and medical admissions.

The Hospital plan provides two cover options – the Premier includes cover for out-patient treatment; while the Essential excludes out-patient treatment except for scans and oncology treatment.

The plan also covers overseas treatment up to costs payable in Malta for the same / similar treatment.

Pre-authorised in-patient and day-case treatment, and out-patient scan costs are paid directly to the service provider in Malta. Overseas treatment cover is on a pay-and-claim basis.

Eligible out-patient treatment fees are reimbursed directly to your bank account.

You can extend your cover by including the Dental and Extended Care optional riders.

Essential Option

Provides full refund of eligible in-patient and day-case treatment costs in hospitals and clinics in Malta; and out-patient scans, home nursing and oncology treatment.

Premier Option

Provides full refund of eligible in-patient and day-case treatment costs in hospitals and clinics in Malta; and cover for out-patient treatment including doctor and specialist consultations, complementary treatment, therapies, diagnostic tests and scans, accidental and emergency dental treatment, and more.

Key Features


	Direct bill settlement for pre-authorised treatment in Malta
	No referral needed for specialist consultations
	Emergency hospital admission help line outside of office hours

Table of Benefits

This is a summary only and full list of benefits including limitations, waiting periods and exclusions is available in the membership guide.

Overall maximum benefit per person each membership year:

Essential Option €550,000 / Premier Option €650,000

Out-patient Treatment

	Limit
Consultants' fees, pathology, radiology, diagnostic tests and treatment by therapists, complementary therapists and qualified nurses	Essential Option Not covered Premier Option Up to €750
Mini Minor procedure performed by a family doctor under local anaesthetic	Essential Option Up to €100 each Premier Option Up to €100 each
Costs for treatment by a family doctor	Essential Option Not covered Premier Option Up to €125

In-patient and day-case treatment

	Limit
Hospital Accommodation	Essential Option Paid in Full Premier Option Paid in Full
Surgeons' and anaesthetists' fees for surgery, including pre- and post-operative care	Essential Option Paid in Full Premier Option Paid in Full
Nursing care, drugs and surgical dressings	Essential Option Paid in Full Premier Option Paid in Full
Physicians' Fees	Essential Option Paid in Full Premier Option Paid in Full
Theatre charges	Essential Option Paid in Full Premier Option Paid in Full
Intensive Care	Essential Option Paid in Full Premier Option Paid in Full
Pathology, X-rays, diagnostic tests and therapies	Essential Option Paid in Full Premier Option Paid in Full
Prosthetic implants and appliances	Essential Option Paid in Full Premier Option Paid in Full
Parent accommodation	Essential Option Paid in Full Premier Option Paid in Full
Mental Health Treatment (waiting period 2 years)	Essential Option Paid in Full Premier Option Paid in Full
Drugs following in-patient treatment	Essential Option Not covered Premier Option Up to €125 each membership year

Other benefits

	Limit
Advanced imaging	Essential Option Paid in Full Premier Option Paid in Full
Cancer treatment	Essential Option Paid in Full Premier Option Paid in Full
Home nursing following in-patient treatment	Essential Option Up to €330 each week for a max of 24 weeks Premier Option Paid in Full Up to €330 each week for a max of 24 weeks
24 hour home nursing	Essential Option Not covered Premier Option Up to €120/day for a max of 2 weeks
Rehabilitation	Essential Option Not covered Premier Option Up to €100 day for a max of 2 weeks
Maternity cash benefit (after 12 months of membership)	Essential Option Not covered Premier Option Up to €250
Local road ambulance	Essential Option Not covered Premier Option Paid in Full
Emergency dental treatment	Essential Option Not covered Premier Option Up to €100
Accident related dental treatment	Essential Option Not covered Premier Option Up to €300
Cash benefit in a state hospital	Essential Option Not covered Premier Option €30 each procedure for day case treatment. €60 each night up to 40 nights for in-patient treatment

Request a quote

Need more information?

Please download the membership guide for the full list of benefits including limitations, waiting periods and exclusions.

Download Membership Guide (PDF 541Kb)

Useful documents

Private Hospital Plan – Essential IPID

Download IPID Private Hospital – Essential Option

Private Hospital Plan – Premier Option IPID

Download IPID Private Hospital – Premier Option

Application Form

Download Application Form

Dental Cover - Flyer

Download Dental Cover flyer

Reasonable and customary fees

Download Reasonable and customary fees flyer

Claim Form

Download Claim Form

Individual Direct Credit Form

Download Direct Credit Form - Customers

Hospital / Specialists Direct Credit Form

Download Direct Credit Form - Providers

Looking for other insurance options?

International Plan

	Direct settlement facilities and participating hospitals
	Valid and covered claims settled via direct credit to your bank account
	24-hour emergency help line, 365 days a year
	In the case of Standard and Gold options, wherever you are in the world (except U.S and Canada), we are always close at hand

Private Clinic Plan (Domestic Plan)

	Valid and covered claims settled via direct credit to your bank account
	24-hour emergency help line, 365 days a year